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Focus on the Foreclosure Crisis. Time and Terms
It's 2011, the fourth year. Rhode Island is the hardest hit state in New England. Our unemplyment is among the highest in the nation. As of December 21, 2011, at least 10.5% of Rhode Islanders are unemployed. So many more are underemployed or given up. We have even lost population. When homeowners lose their home, the homeowner loses, the lender loses, the community loses, and other homeowners lose value. Other homeowners can't even re-finance or sell sometimes, perhaps getting into trouble themselves. Some investors will win, one day, but that's four losers and one winner. Our cities and towns are holding large tax sales too. People are also losing their homes because they can't pay tax bills in the hundreds or a few thousand. Let's do all we can to make sure lenders extend time and terms to keep people in their homes. Values will stop falling, our homeowners will feel more confident and they will spend more money and the consumer economy will strengthen. That will be good news for Rhode Island's economy. Some say "Let it fall." But I say, even if you neighbor holed his own boat, you'd lend him a pump as long as he was was pumping too. You wouldn't let your neighbors house burn, and say they were foolish to buy it in the first place. Let's just stop the downward spiral. No handouts. No principle reductions required, just time and terms for good faith owners will stabilize neighborhoods, markets, local tax revenues and fees, and build consumer confidence. Consumer confidence is 65% to 70% percent of the U.S economy. More than 60% of employment is in the consumer sector. Let's see if we can lead lenders and owners to make it work.
Ensure Cyber Policy Doesn't Go to Far
Computer and network reliance make us subject to attack or theft by electronic means. The Federal Government was created to promote and protect the general welfare, provide for the common defense and to help promote and regulate commerce amongst the states upon which we depend. But, citing and proclaiming fears of cyber attacks, Congressman Langevin has promoted a proposal to concentrate too much authority and power in the White House where Executive Priviledge claims could impair congressional oversight. A congressperson's role is to craft policy in a way that shows an understanding of federalism and it's importance to the preservation of the republic and our freedom. Like most other lawmakers, such as Lieberman and Collins in the Senate, I would put cyber security under an agency where it belongs and where it is more readily subject to congressional oversight and where the agency can develop expertise without out undue political considerations for the long term and without dangerously concentrating power over what Congressman Langevin calls the "Whole of Government" in the White House. Cyber security is important, but not more important than federalism, separation of powers or common sense.
REFORM TO SAVE OUR LOCAL HOSPITALS
Reform "EMTALA," to allow emergncy rooms to responsibly divert non-emergencies. This federal law causes Hospital ER's to be defenseless against ER abuse and misuse. Uncompensated care costs are contributing to hospital failures. With Medical professionals overseing it we can craft and trust local controls to reduce oversuse of emergency rooms.Reform "EMTALA," to allow emergncy rooms to divert non-emergencies. This federal law causes Hospital ER's to be defenseless against ER abuse and misuse. Uncompensated care costs are contributing to hospital failures. With Medical professionals overseing it we can craft and trust local controls to reduce oversuse of emergency rooms.
Enroll all in Medicare to insure access, with pre-eligible recipients paying back the cost of their care through wage and benefit withholding to encourage privatge insurance and discourage Emergency room abuse.
Health Care Market Reform = ECONOMIC RECOVERY AND JOBS
We need competition across state lines. A 10% cut in premiums *, would help all individuals employers, the State and local governments and their taxpayers, spurring demand and the economy. Call it an "exchange?" Sure. Let's ,make it work.
A Uniform (All States) Health Code is the Way to Cheaper Health Insurance to equitable Tort Reform, and NATIONWIDE COMPETITION. Using a Uniform State Law approach also opens the door to Tort reform, a state prerogative.
Rhode Island
YOUR SECOND CONGRESSIONAL DISTRICT
Kent County Coventry, East Greenwich Warwick, West Warwick West GreenwichProvidence County Cranston, Foster Glocester Johnston, Providence* and Scituate *precincts 2809,2812, 2840-2842 2845, 2846, 2851-2897, 8100, 8102Washington County Charlestown, Exeter, Hopkinton, Narragansett, New Shoreham, North Kingstown, Richmond, North Kingstown, Richmond, South Kingstown, WesterlyThis page was last updated: January 2, 2012
Michael J.
Gardiner
A Rhode Island Republican for
U.S. CONGRESS
UNITED STATES HOUSE OF REPRESENTATIVES SECOND CONGRESSIONAL
This site is paid for and authorized by Gardiner for Congress
P.O. Box 25769 Providence RI 02905
THE AMERICAN DREAM,
THE AMERICAN WAY
Burriville, Charlestown, Cranston, East Greenwich, Exeter, Foster, Glocester, Hopkinton, Johnston, Kingston, Narragansett, North Kingstown Providence, Richmond South Kingstown, Warwick, West Warwick, West Greenwich, Westerly
Legislative Goals
Mission statement
To preserve our Republic, and our American institutions, to represent our people and our state and to preserve our security and our way of life with sound policy and oversight.
